The least-bad New Jersey scratch-off at every price, ranked by real after-tax value. Updated October 1, 2026.
Almost every scratch-off loses money on average — these lose the least after the lump-sum cut and federal + New Jersey taxes, and still have a top prize left to win. Hard-to-find tickets are flagged so you don't waste a trip.
Loose Change returns about $0.51 per $1 ticket on average after the lump-sum cut and taxes, with 55 of 140 $500 top prizes left — the best of 5 $1 games in New Jersey.
Big Money Spectacular returns about $1.21 per $2 ticket on average after the lump-sum cut and taxes, with 5 of 5 $30K top prizes left — the best of 22 $2 games in New Jersey.
Crossword returns about $1.73 per $3 ticket on average after the lump-sum cut and taxes, with 18 of 20 $20K top prizes left — the best of 7 $3 games in New Jersey.
Cash Lines returns about $3.40 per $5 ticket on average after the lump-sum cut and taxes, with 2391 of 5683 $500 top prizes left — the best of 42 $5 games in New Jersey.
AC Night$ returns about $6.82 per $10 ticket on average after the lump-sum cut and taxes, with 1 of 3 $500K top prize left — the best of 26 $10 games in New Jersey.
👻 Hard to find — sales have slowed, but it's still out there
Crossword Bonanza returns about $15.33 per $20 ticket on average after the lump-sum cut and taxes, with 2 of 3 $400K top prizes left — the best of 15 $20 games in New Jersey.
First Class Fortunes returns about $17.94 per $25 ticket on average after the lump-sum cut and taxes, with 3 of 3 $1.2M top prizes left — the best of 2 $25 games in New Jersey.
Crossword Xtreme returns about $20.76 per $30 ticket on average after the lump-sum cut and taxes, with 1 of 3 $600K top prize left — the best of 11 $30 games in New Jersey.
Best & worst New Jersey scratch-offs, with full odds →
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